Privacy Policy

At FinanceAcademyTop , we are committed to protecting the privacy of our users. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website and engage with our services.

By accessing or using our website, you acknowledge that you have read, understood, and agreed to this Privacy Policy.

1. Information We Collect
We collect different types of information to provide and improve our services, enhance security, and comply with legal obligations.

1.1 Personal Information You Provide to Us
When you use our services, we may collect:

Full Name – Required for account creation and course registration.
Email Address – Used for communication, account access, and notifications.
Phone Number – Used for customer support and account recovery.
Billing and Payment Information – Processed securely by third-party payment providers.
Account Credentials – Such as usernames and passwords for authentication.

1.2 Information Collected Automatically
We may collect certain information automatically when you visit our website, including:

IP Address – Used for security, fraud prevention, and analytics.
Device and Browser Information – Helps optimize website performance and user experience.
Website Usage Data – Pages visited, time spent on site, and other interactions to improve content and functionality.
Cookies and Tracking Technologies – Used for site functionality and analytics (see our Cookie Policy for details).

1.3 Information from Third Parties
We may receive information from:

Payment providers .
Analytics tools.
Marketing platforms.
2. How We Use Your Information
We process collected data to:
Provide access to courses and learning materials.
Manage accounts, process payments, and verify user identity.
Enhance website functionality and user experience.
Send updates about courses, promotions, or policy changes.
Ensure compliance with legal and security requirements.

We do not sell or trade your personal information.

3. How We Protect Your Information
We implement strict security measures, including:

Data Encryption: All transactions are secured using SSL/TLS encryption.
Secure Payment Processing: Payments are handled by trusted third-party processors.
Access Control: Only authorized personnel can access user data.
Despite our efforts, no online system is entirely secure. If you suspect a security issue, contact us immediately.

4. Sharing and Disclosure of Information
We do not sell or rent your data. However, we may share it in the following cases:

4.1 With Service Providers
We work with third-party vendors who assist with payments, website hosting, and customer support. These providers adhere to strict confidentiality agreements.

4.2 Legal Compliance and Protection
We may disclose information if required by law, such as:

Compliance with Canadian privacy laws (e.g., Personal Information Protection and Electronic Documents Act – PIPEDA).
Fraud prevention and investigation of security threats.
5. Your Rights and Choices
Depending on your location and applicable laws, you may have the right to:

Access & Review: Request a copy of the personal data we hold about you.
Correction & Deletion: Request corrections or deletion of outdated information.
Data Portability: Request your data in a structured format.
Opt-Out of Marketing: Unsubscribe from promotional emails anytime.
Withdraw Consent: If processing is based on consent, you can withdraw it at any time.

6. Data Retention
We retain personal information only as long as necessary to fulfill the purposes outlined in this policy, considering:

Legal obligations (e.g., tax and accounting requirements).
Security and fraud prevention.
User requests for account deletion.
Once data is no longer required, it is securely deleted.

7. Cookies and Tracking Technologies
Our website uses cookies to enhance functionality and user experience. For more details, please see our Cookie Policy.

You can modify your cookie preferences through browser settings. Disabling cookies may affect website functionality.

8. Third-Party Links
Our website may contain links to external websites. We are not responsible for their privacy practices. Please review third-party privacy policies before providing any personal information.

9. Changes to This Privacy Policy
We may update this Privacy Policy periodically. If changes are significant, we will notify users via:

A notice on our website.
Email (if you are a registered user).
The "Last Updated" date at the top of this page reflects the latest revision. Your continued use of our services after updates constitutes acceptance of the revised policy.

10. Contact Information
For any privacy-related inquiries, please contact us:

Address: 110 Didsbury Rd, Kanata, ON K2T 0C2, Canada
Phone: +1 613-599-5105
Email: info@financeacademytop.com

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