Terms & Conditions

Welcome to FinanceAcademyTop! These Terms & Conditions govern your use of our website FinanceAcademyTop.com and our services. By accessing our website or enrolling in our courses, you agree to comply with these Terms.

If you do not agree with any part of these Terms, please do not use our website or services.

1. Use of Our Services
You must be at least 18 years old or have parental consent to register.
Our courses and materials are for personal educational use only. Redistribution or resale of content is strictly prohibited.
Unauthorized access, data scraping, or any activity that disrupts our services is not permitted.
We reserve the right to suspend or terminate access if a user violates these Terms.

2. Account Registration & Security
To access certain features, you may need to create an account with a valid email address.
You are responsible for maintaining the confidentiality of your account credentials.
If you suspect unauthorized access, notify us immediately.
We are not responsible for unauthorized account activity if security measures were not followed.

3. Intellectual Property
All content on FinanceAcademyTop is protected under intellectual property laws. This includes:

Courses, text, graphics, and logos—owned by FinanceAcademyTop.
Licensed access—users receive a limited, non-transferable license to view course content.
Restrictions—copying, modifying, or redistributing content without permission is prohibited.

Violation of these policies may result in account suspension.

4. Payments, Pricing & Subscription
Course fees must be paid in full before access is granted.
Prices are listed in CAD (Canadian Dollars) and may be subject to taxes.
Pricing adjustments may occur periodically, and users will be notified of any changes.
If you encounter payment issues, contact our support team before filing a dispute.

5. Refund Policy
We strive to provide high-quality learning experiences. If you are unsatisfied with a course, our Return and Refund Policy applies:

Refund requests must be made within 7 days of purchase.
If you have accessed most or all of a course, a refund may not be available.
Approved refunds are processed within 7-10 business days.

For details, see our Refund Policy.

6. Limitation of Liability
FinanceAcademyTop provides educational content only. We do not offer financial, legal, or investment advice.
While we strive to offer quality learning, we are not responsible for financial decisions made based on course content.
Services are provided "as is" and "as available", without guarantees of uninterrupted access.
To the extent permitted by law, FinanceAcademyTop shall not be liable for unexpected service disruptions or indirect damages.

7. Termination of Access
We may suspend or terminate access if:
A user violates these Terms.
There is fraudulent, abusive, or illegal activity.
We receive legal requests requiring content removal.

Whenever possible, we will provide advance notice before restricting access.

8. Privacy & Data Protection
Your privacy matters to us. Our Privacy Policy explains how we collect, store, and manage user data.

By using our website, you agree to the data processing practices outlined in our Privacy Policy.

9. Third-Party Links & Services
Our website may include links to third-party websites. We are not responsible for their content, policies, or practices.

If you engage with third-party services, please review their terms separately.

10. Updates to These Terms
We may update these Terms periodically. Users will be notified of major updates via:
A notice on our website.
Email (if registered).

By continuing to use our services after updates, you confirm your acceptance of the revised terms.

11. Contact Information
Address: 110 Didsbury Rd, Kanata, ON K2T 0C2, Canada
Phone: +1 613-599-5105
Email: [email protected]

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